Effective Date: November 1, 2026
These Website Terms of Use ("Terms") govern your access to and use of the website owned and operated by Triangle Insurance Company ("Triangle," "we," "us," or "our"). By accessing or using the website, you agree to these Terms. If you do not agree, do not use the website.
Certain website features, accounts, forms, portals, or transactions may display additional terms or require you to affirmatively accept these Terms or other terms. Those additional terms apply to the applicable feature or transaction. If additional terms conflict with these Terms, the additional terms control for that feature or transaction.
1 Website Owner and Scope
Triangle Insurance Company owns and operates this website. The website is intended for users in the United States. Triangle may change, suspend, or discontinue any part of the website at any time, subject to applicable law.
These Terms apply only to this website. Third-party websites, separately operated portals, and services linked from the website may have their own terms and conditions.
2 Privacy
Triangle's Website Privacy Policy describes how Triangle collects, uses, discloses, and protects information through the public-facing website. The Website Privacy Policy is a separate privacy notice and does not replace any insurance privacy notice or Gramm-Leach-Bliley Act notice that may apply to an insurance relationship.
3 Informational Use and Insurance Matters
Website content is provided for general informational and educational purposes. It is not legal, tax, financial, medical, safety, regulatory, or insurance advice for a particular person or situation. You should obtain advice from an appropriate professional when needed.
Descriptions of insurance products, services, coverages, forms, endorsements, limits, exclusions, or conditions are summaries only. They do not amend, extend, replace, or interpret an insurance policy, binder, endorsement, quote, or other controlling insurance document. Actual coverage is determined solely by the applicable policy documents and governing law.
Nothing on the website binds, changes, renews, or cancels insurance coverage unless Triangle expressly confirms the transaction through an authorized process. Insurance products and services may not be available in every jurisdiction, and eligibility is subject to underwriting and applicable law.
4 Claims and Time-Sensitive Communications
Triangle may provide designated website processes for reporting a claim or submitting other information. A submission through a designated process is subject to the instructions and confirmation provided through that process.
A general website form, ordinary email, or SMS message is not effective notice of a claim, loss, cancellation, legal demand, policy change, or other time-sensitive matter unless Triangle expressly identifies that communication method for that purpose and confirms receipt. Do not rely on the website for emergency communications. In an emergency, contact the appropriate emergency service.
5 SMS Text Messaging Terms
By opting in to a Triangle text messaging program, you agree to receive SMS text messages from Triangle about the products, services, or other matters described when you opt in. Messages may be sent using automated technology. Consent to receive text messages is voluntary and is not a condition of purchasing products or services. Use of the website alone does not constitute consent to receive text messages.
Message frequency varies. Message and data rates may apply, depending on your wireless plan. You may opt out using the instructions provided when you sign up or in the messages you receive. After you opt out, you may receive a single message confirming your request. For help, follow the instructions provided in the messages or contact Triangle at communications@triangleins.com or 800-894-5020. Carriers are not liable for any delayed or undelivered messages.
For information about mobile information and SMS opt-in data, review Triangle's Website Privacy Policy.
6 Accounts and Credentials
Some website features may require an account. You are responsible for providing accurate information, maintaining the confidentiality of your credentials, and restricting access to your account and devices. You are responsible for activity conducted through your account to the extent permitted by law.
Notify Triangle promptly at communications@triangleins.com or 800-894-5020 if you believe an account or credential has been compromised. Triangle may suspend or restrict access to protect the website, users, or Triangle.
7 Permitted Use and Prohibited Conduct
You may use the website only for lawful purposes and in accordance with these Terms. You may not:
• Use the website in a way that violates applicable law or the rights of another person;
• Attempt to gain unauthorized access to the website, an account, a system, or data;
• Interfere with, disrupt, damage, disable, or place an unreasonable burden on the website or related systems;
• Introduce malicious code, viruses, or other harmful technology;
• Use automated means to access, scrape, copy, or monitor the website except as permitted by Triangle or by applicable law;
• Misrepresent your identity or authority, impersonate another person, or submit false or misleading information;
• Use website content to develop, train, or improve a commercial artificial intelligence or machine-learning system without Triangle's written permission; or
• Attempt to bypass security measures or restrictions associated with the website.
8 Intellectual Property
The website and its content, including text, graphics, logos, photographs, videos, software, and other materials, are owned by Triangle or its licensors and are protected by copyright, trademark, and other intellectual property laws.
Triangle grants you a limited, revocable, nonexclusive, nontransferable right to access and use the website for your personal or internal business purposes. You may not reproduce, distribute, modify, publicly display, publicly perform, publish, license, sell, or create derivative works from website content without Triangle's prior written permission, except as permitted by law.
9 Third-Party Websites and Services
The website may link to third-party websites, portals, platforms, or services. Triangle does not control and is not responsible for third-party content, availability, security, privacy practices, or terms. A link does not imply Triangle's endorsement. Your use of a third-party service is at your own risk and subject to that third party's terms and privacy notice.
10 Website Availability and Accuracy
Triangle may update website content but does not guarantee that all content is complete, current, or error-free. The website may be unavailable, delayed, interrupted, or affected by technical issues. Triangle may correct errors or change website content without notice.
11 Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE." TRIANGLE DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES RELATING TO THE WEBSITE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. TRIANGLE DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.
Some jurisdictions do not allow certain warranty exclusions. In those jurisdictions, the exclusions apply only to the extent permitted by law.
12 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TRIANGLE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR FOR LOSS OF DATA, PROFITS, REVENUE, OR BUSINESS OPPORTUNITY, ARISING FROM OR RELATING TO THE WEBSITE OR THESE TERMS, EVEN IF TRIANGLE WAS ADVISED THAT SUCH DAMAGES WERE POSSIBLE.
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including liability arising from fraud, willful misconduct, or gross negligence where applicable. Your rights may vary by jurisdiction.
13 Changes to these Terms
Triangle may update these Terms to reflect changes in the website, business practices, or legal requirements. When Triangle updates these Terms, it will revise the effective date above. Changes apply prospectively from the stated effective date. If a change is material, Triangle may provide additional notice as appropriate. Your continued use of the website after the effective date of updated Terms constitutes acceptance of the updated Terms.
14 Suspension and Termination
Triangle may suspend or terminate your access to all or part of the website if Triangle reasonably believes you have violated these Terms, created a security or legal risk, or misused the website. Provisions that by their nature should survive termination will survive, including intellectual property, disclaimers, limitations of liability, governing law, venue, and general provisions.
15 Governing Law and Venue
These Terms and any dispute arising out of or relating to the website or these Terms are governed by the laws of the State of Oklahoma, without regard to conflict-of-law principles.
To the extent permitted by applicable law, exclusive venue for a dispute will be in the state courts located in Enid, Garfield County, Oklahoma. If a dispute is within federal subject-matter jurisdiction, exclusive venue will be in the United States District Court for the Western District of Oklahoma. Each party consents to the personal jurisdiction of those courts. This section does not waive any right or remedy that cannot be waived under applicable law.
16 General Provisions
If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permitted and the remaining provisions will remain in effect. Triangle's failure to enforce a provision is not a waiver. These Terms and any applicable additional terms constitute the entire agreement concerning use of the website and supersede prior website terms concerning that use.
No agency, partnership, joint venture, employment, fiduciary, or similar relationship is created by your use of the website. Headings are for convenience only and do not affect interpretation.
17 Contact Information
Questions about these Terms may be directed to Triangle Insurance Company at communications@triangleins.com or 800-894-5020.
Copyright 2026 Triangle Insurance Company. All rights reserved.